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The right loan for your business.

Our customers know they can depend on Ozona Bank for business financing.  Whether you need construction financing or are buying real estate, purchasing new equipment, or looking for working capital, or a term loan, our streamlined credit approval process gives you quick and efficient options for your funding needs.

You can now request a loan online with our simple and secure Commercial Lending Center.  Get the capital your business needs from the bank you trust.  Less paperwork. Less hassle.  Why wait? 

Request your business loan online anytime, anywhere, on any device.

Gather Your Information

The amount of information we need varies with the size and purpose of the loan and the type of collateral offered. However, you will usually need to provide:

  • Current business financial statement, to include balance sheet & profit/loss
  • The last three years of Federal tax returns for the business
  • Accounts receivable & accounts payable aging for your business
  • Personal financial statement
  • The last three years of personal Federal tax returns
  • Detailed accounting of how you will use the proceeds of the loan
  • Requested repayment term

SBA Paycheck Protection Program: Ozona Bank appreciates that even in the best of times, running a small business can be a challenge. With the outbreak of COVID-19 it has presented even more challenges, and we are doing everything we can to support you. 

As of 4/22/2020 Ozona Bank is waiting on Senate approval of additional funds. Once funding is approved we will resume processing applications. 

Click here for more information on the Payment Protection Program (PPP) loan process. Click here for the PPP application. For the loan document checklist click here. For the SBA PPP loan calculator please click here.


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