Personal Banking
We know that a checking account has to fit your lifestyle and that's why we offer accounts for every stage of life with the following standard features:
- Online, Mobile*, and Telephone Banking
- Online & Mobile* Bill Pay
- eStatements
- ATM/Debit Mastercard®
Savings accounts are key to your financial health!
Having a savings goal for large purchases, vacations, or emergency expenses is important. We make it easy to save with a variety of savings accounts and online tools.
Take a look at the options below to see which account is right for you and when you're ready to open, visit your local branch!
|
Personal Checking |
Personal Checking with Interest |
Senior Checking |
Personal Savings |
Personal Tiered Money Market |
Minimum Deposit to Open |
$100 |
$500 |
$100 |
$100 |
$1,000 |
Pays Interest |
No |
Yes |
No |
Yes |
Yes |
Monthly Service Charge |
$6 |
$7 |
$3 |
$5 |
$9 |
Reduce/Waive Service Charge Options |
Reduce by $1:
Enroll in eStatements
Reduce by $1:
1 qualifying direct deposit
Reduce by $1:
25+ posted debit card purchases/payments
|
Waive your service charge when you maintain a $1,500 minimum daily balance |
Waive your service charge if you have at least one of these:
1. Enroll in eStatements
OR
2. 1 qualifying direct deposit
OR
3. 25+ posted debit card purchases/payments
|
Waive your service charge when you maintain a $500 minimum daily balance |
Waive your service charge when you maintain a $2,500 minimum daily balance |
ATM/Debit Card |
Yes |
Yes |
Yes |
No |
No |
Checks |
Available |
Available |
Available |
No |
No |
Statement |
Printed & Mailed |
eStatement1 |
Printed & Mailed |
eStatement1 |
eStatement1 |
Overdraft Protection Transfer |
Yes2 |
Yes2 |
Yes2 |
Yes2 |
Yes2 |
Online & Mobile Banking |
Yes |
Yes |
Yes |
Yes |
Yes |
Bill Pay |
Yes3 |
Yes3 |
Yes3 |
Yes3 |
Yes3 |
|
|
*Data rates may apply.
1 eStatements require enrollment in online banking. $3 per month fee for Paper Statements.
2 $5 fee for each transfer made from your linked Ozona Bank Savings, Money Market, or Commercial Line-of-Credit account to prevent overdrawing this account.
3 Limits apply. Visit an Ozona Banker today to learn more.
Rates subject to change. See Ozona Bank Deposit Rates for more info.